Cent eeZ

Welcome to Cent eeZ, the Omni-Channel app by the Central Bank of India.

Banking - Investments - Shopping - Insurance

B – Banking

Effortless banking at your fingertips:

• Account Management

Check account balances, view transaction history, and download detailed statements.

Update personal details, profile photos, and email preferences.

• Fund Transfers

Transfer funds instantly via NEFT, RTGS, and IMPS.

Add and manage beneficiaries with secure OTP-based verification.

• Deposits & Loans

Open Fixed and Recurring Deposits with attractive rates.

Apply for, manage, and repay loans including personal, housing, vehicle, and education loans.

• Debit Card Services

Block/unblock your card, reset PINs, and set transaction limits—all securely.

• Bill Payments & Utility Services

Pay utility bills, manage billers, and set reminders for payments.

• Cheque Management

Request cheque books, stop payments, and perform positive pay checks.

• Enhanced Security

OTP-based authentication for transactions and real-time alerts.

I – Investments

Grow and manage your wealth with smart tools:

• Wealth Management

Access Mutual Funds, NPS, PMS, and Govt. schemes.

Simplified SIPs starting at just ₹100 and paperless approvals.

Analyze your portfolio: Total value, gains, and performance over time.

• Intelligent Tools

Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making.

Portfolio analysis with overall P&L, realized/unrealized gains, and % returns.

Fund performance comparison with market indices and customizable timeframes.

• Comprehensive Insights

Access detailed investment insights with real-time market data and performance graphs.

• SIP & Investment Flexibility

Order multiple SIPs/lumpsum investments in a single go.

Instant paperless mandate approval for SIPs.

S – Shopping & Rewards

Enjoy exclusive deals and rewards:

• Reward Points

Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts.

Track your rewards balance and usage with an intuitive dashboard.

• Shopping

Access special discounts and deals with partner merchants.

Enjoy hassle-free payments and instant cashback offers.

• Exclusive Offers

Special seasonal deals and offers tailored to your shopping preferences.

I – Insurance

Secure your future with digital insurance solutions:

• Instant Policies

Buy life, health, motor, travel, cyber, and property insurance directly through the app.

• 24/7 Access

Manage policies, track claims, and update coverage anytime, anywhere.

• Simplified Processes

Instant policy issuance with simplified risk assessments.

Hassle-free claims process and paperless management.

• Personalized Coverage

Customize coverage options to fit your unique needs and budget.

200+ Features for Smarter Finance Management

Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include:

• Digital Onboarding for quick registration.

• Portfolio and asset management tools.

• Intelligent finance calculators and insights.

• Loan management, bill payment, and cheque book requests.

• Instant fund transfers, direct payments, and flexible bill reminders.

• Comprehensive customer support with instant chat via Cent Bot.

• Wealth management services with SIPs, mutual funds, NPS, and more.

Download Cent eeZ Today

Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for Android (Version 9+).